We are currently experiencing a high call volume. For help regarding hardship as a result of COVID-19 see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • Ryde

    Shop 5/43-49 Blaxland Road Ryde NSW 2112

    Opening Times Monday to Friday: 9.00am to 5.00pm

    Saturday - 'Available by Appointment'

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Tina Wodecki from RAMS Ryde

    Tina Wodecki

    Franchise Principal

  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS RYDE is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

     

    The team from RAMS Ryde:

    Ryan Pham, Home Loan Manager
    E: Ryan_Pham@rams.com.au 
    M: +61 488 017 218 

    Michelle Pham, Home Loan Manager
    E: michelle.pham@rams.com.au 
    M: +61 419 159 135

    Juno Xie, Home Loan Manager
    E: juno_xie@rams.com.au 
    M: +61 437 137 997

    Community

    RAMS Ryde in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.   

    Your home loan is probably your biggest financial commitment. That's why RAMS RYDE is committed to making sure your mortgage is made to measure.

  • What our customers have to say

    • I would like to express our appreciation for your assistance throughout the whole process with the settlement of our property at Wentworth Point. Your dedication and efficiency are much appreciated.
      Ruoheng and Yu
    • I am writing to thank you for your efforts in providing a seamless and prompt service in arranging finance for my recent investment. In all my years of investment and financing, this is one of the smoothest I have seen and this is a credit to you Tina and your great work even during your maternity leave and with having reliable and dedicated staff like Juno. I have recommended you and given your names to two of my friends and I wish you both every success. I will be in touch for my future investments as well.
      Robert
  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • For help regarding hardship as a result of COVID-19 please complete our assistance form

    Speak to a home loan specialist

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  • Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    **Depending on the Loan to Valuation Ratio (LVR) of your application, you need to demonstrate either 6 or 12 months’ satisfactory rental history through receipts for private rentals or a letter from the licensed property manager/agent and your weekly rental payment must exceed 40% of your new weekly loan payment.