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  • Unley

    121 Unley Road Unley SA 5061

    Opening Times Please call 0488 227 200 to make an appointment.

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Stephen Villios from RAMS Unley

    Stephen Villios

    Franchise Principal

  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Adelaide Central is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

    Meet the RAMS UNLEY team:

    Contact      Role Phone
    Stephen Villios Franchise Principal M: 0488 227 200
    Trudi Gameau Home Loan Manager M: 0487 267 245
    Matt McLean Home Loan Manager M: 0477 267 007
    Alex Politis Home Loan Manager M: 0428 913 800
    Chris White Home Loan Manager M: 0467 927 267
    Geoff Cleggett Client Service Officer P: 08 8272 7267
    Natasha Cartwright Client Service Officer  P: 08 8272 7267
    Lisa Rowe Client Service Officer P: 08 8272 7267

    Community

    RAMS Adelaide Central in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

  • What our customers have to say

    • We refinanced with RAMS through Steve and his team at Unley. RAMS offered us a competitive rate as well as the support we required. We had been stuffed around by other banks to the point where we nearly lost our dream property. Our RAMS home loan was approved quicker than anticipated and Steve spoke with the real estate agent to ensure he was kept in the loop. The team at the Unley were very organised and focused on the customer and I would not hesitate recommending them to anyone."

       

      Belinda Lamshed
    • Stephen Villios and his team, especially Trudi at RAMS Adelaide Central worked tirelessly to get my home loan sorted. I was often in remote locations so it was hard for me to get documents back to them. Trudi was especially helpful in this scenario and exceptionally patient! I received the best deal and the team worked hard to get me all the bonus deals they could. I have used Steve and his team twice now and it would be a hard task to get me to shop elsewhere in the future.

       

      Ryan Gascoigne
    • I have had home loans with each of the Big 4 banks but will never leave RAMS now, thanks to Stephen who has provided my last 3 loans. Stephen is, quite frankly, exceptional. He takes the time to keep in contact, patiently explain the different options available and works with you to achieve the desired outcome, despite any obstacles. If you are looking for someone who is genuine, easy to talk to, fast and reliable - do yourself a favour and give Stephen a call. You won't regret it.

       

      Laleh Rej
  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

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  • Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    **Depending on the Loan to Valuation Ratio (LVR) of your application, you need to demonstrate either 6 or 12 months’ satisfactory rental history through receipts for private rentals or a letter from the licensed property manager/agent and your weekly rental payment must exceed 40% of your new weekly loan payment.