• Savings and transactions

    RAMS Saver is a completely online savings account, easily managed via myRAMS where you can deposit, withdraw and transfer funds.  Or choose from two easy to access transaction accounts for your daily banking needs – RAMS Action, or RAMS Action with Offset

  • RAMS Action - benefits
    • Everyday transaction account, managed online via myRAMS where you can transfer funds between RAMS accounts, and much more
    • No monthly fee1 or minimum balance or fixed term requirements
    • Online convenience with myRAMS - view and manage your savings online
    • Optional debit card for use at any ATM or EFTPOS across Australia
    RAMS Action with offset - benefits
    • By linking a RAMS Action account to  your eligible RAMS home loan, you could pay less interest on your home loan
    • No monthly fee1 or minimum balance or fixed term requirements 
    • Online convenience with myRAMS - view and manage your savings online (subject to systems availability) 
    • Optional debit card for use at any ATM or EFTPOS across Australia 
    RAMS Saver - benefits
    • Completely online savings account, easily managed via myRAMS where you can deposit, withdraw and transfer funds, plus much more
    • Interest rate – up to 0.15% p.a. (including bonus  interest and up to $500,000 balance) calculated daily, paid monthly 
    • Absolutely no fees or minimum balance or fixed term requirements
    • Seamless online-only application – takes less than 5 minutes