• Savings and transactions

    RAMS Saver is a completely online savings account, easily managed via myRAMS where you can deposit, withdraw and transfer funds.  Or choose from two easy to access transaction accounts for your daily banking needs – RAMS Action, or RAMS Action with Offset

  • RAMS Saver - benefits
    • Completely online savings account, easily managed via myRAMS where you can deposit, withdraw and transfer funds, plus much more.
    • High interest – up to 3.00% p.a.(including bonus  interest and up to $500k balance) calculated daily; paid monthly 
    • Absolutely no fees or minimum balance or fixed term requirements
    • Seamless online-only application – takes less than 5 minutes.
    RAMS Action - benefits
    • Everyday transaction account, managed online via myRAMS where you can transfer funds between RAMS accounts, and much more.
    • No monthly fee1 or minimum balance or fixed term requirements
    • Online convenience with myRAMS - view and manage your savings online
    • Optional debit card for use at any ATM or EFTPOS across Australia + overseas where the Maestro symbol is displayed
    RAMS Action with offset - benefits
    • By linking a RAMS Action account to  your eligible RAMS home loan, you could pay less interest on your home loan.
    • No monthly fee1 or minimum balance or fixed term requirements 
    • Online convenience with myRAMS - view and manage your savings online (subject to systems availability) 
    • Optional debit card for use at any ATM or EFTPOS across Australia + overseas where the Maestro symbol is displayed
  • Savings calculator

    How much could I save?

    $
    $
    Year(s)

    With a RAMS Saver,

    Your total savings

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    If you make no withdrawals

    Got an amount you're saving towards in mind?

    How long to reach my savings goal?

    $
    $
    $

    With a RAMS Saver,

    It will take this long to reach your savings goal

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    How much interest could I earn?

    $
    $
    Year(s)

    With a RAMS Saver,

    Your interest earned

    ${{data.savings.interestEarned | number:2}}

    If you make no withdrawals

    Learn more about our savings account

  • Blogs and videos to help you save

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    Quick and simple guide helping you understand how much you’ll need for your home loan deposit.
    The Block's Kara Demmrich shows you some clever ways to makeover your bathroom on a budget.