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  • RAMS Action

    It’s an everyday transaction account, managed online via myRAMS where you can transfer funds between RAMS accounts, and much more.


      • Everyday transaction account, managed online via myRAMS where you can transfer funds between RAMS accounts, and much more
      • No monthly fee1 or minimum balance or fixed term requirements
      • Online convenience with myRAMS - view and manage your savings online
      • Debit card with eftpos Tap and PayTM  for use at any ATM2 or eftpos terminal across Australia
      • Apart from being able to transfer funds between RAMS accounts, you can make payments  via  Pay Anyone or BPAY® whenever you want, wherever you want (subject to systems availability)

       Like to know more?    

      • Call 13 RAMS – our Australian based customer service centre (that’s 13 7267)
      • See our Contact us page for opening hours and mailing address

    • Eligibility criteria

      You can apply for a RAMS Action account if you:


      • An individual who does not hold the account as a trustee of a trust or a superannuation fund, or on behalf of a deceased estate or pursuant to a power of attorney (two account holders allowed)
      • Are an Australian resident for taxation purposes with an Australian residential address;
      • Are 18 years of age or over; and
      • Hold a valid email address and Australian mobile phone number.


  • Things you need to know:

    ® Registered to BPAY Pty Ltd ABN 69 079 137 518. 1Other fees and charges may apply. Please refer to the RAMS Deposit Rates and Fees.

     2Some institutions may charge a fee for use of their ATMs. 

    Any advice does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a RAMS Action account, you should read the RAMS Deposit Accounts Terms and Conditions and the RAMS Deposit Rates and Fees documents. 

    RAMS Financial Group Pty Ltd ABN 30 105 207 538 AR 405465 Australian credit licence 388065 promotes and distributes RAMS deposit products as an authorised representative of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (“Westpac”). Westpac is the credit provider for RAMS home loans and the issuer of RAMS deposit products.