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RAMS Action account

Your award winning everyday transaction account

RAMS Action

It’s an everyday transaction account, managed online via myRAMS where you can transfer funds between RAMS accounts, and much more.

Key benefits

No monthly fee

No monthly fee1 or minimum balance or fixed term requirements


Online convenience with myRAMS - view and manage your savings online

Debit card

Optional debit card for use at any ATM or EFTPOS across Australia

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Things you need to know:

® Registered to BPAY Pty Ltd ABN 69 079 137 518.

1Other fees and charges may apply. Please refer to the RAMS Deposit Rates and Fees.

2Some institutions may charge a fee for use of their ATMs.

*From 27 November 2023, new, replacement and reissued cards will no longer feature the Maestro or Cirrus logos and you won’t be able to use your RAMS debit card overseas.

Any advice does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a RAMS Action account, you should read the RAMS Deposit Accounts Terms and Conditions and the RAMS Deposit Rates and Fees documents.  

RAMS Financial Group Pty Ltd ABN 30 105 207 538 AR 405465 Australian credit licence 388065 promotes and distributes RAMS deposit products as an authorised representative of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (“Westpac”). Westpac is the credit provider for RAMS home loans and the issuer of RAMS deposit products.