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Why choose RAMS More choice. Greater flexibility. RAMS has developed a strong and award winning reputation for its range of innovative and flexible home loan products which offer home loan solutions for Australians. RAMS offers transactional home loans, home loans for the self-employed and support programs for first home buyers. RAMS’ fundamental aim is to provide real choice and better value to meet the needs of customers looking for a home loan. The accolades speak for themselves The achievements of RAMS’ dedicated team of staff have been recognised with many awards over the years including: 2009 & 2010 Money magazine: Non-Bank Lender of the Year Award. 2009 Canstar Cannex 5 star rating: RAMS Basic Loan and RAMS 2, 3, & 5 Year Fixed Loans. 2009 Money magazine, Best of the Best Awards: 1st Cheapest Low-Doc Loans (2008 products). Talk to us to find out more Meet with a home loan expert Have us call you Frequently asked questions What are your current interest rates?What is pre-approval?What is RAMS Lifestyle Option?Can I make extra repayments?Am I eligible for a RAMS home loan? Why Choose RAMS? Great rates Award winning Leading Australian Non-Bank lender Real choice and better value