About RAMS Home Loans

Helping Australians own their own home

Since 1995, RAMS has been helping Australians realise the ‘Great Australian Dream’ of owning their own home. RAMS has done that through an extensive and innovative range of home loans and flexible options - making it affordable for people to own their home.

Expert advice. Community based. Community focused.

Currently there are, 46 RAMS franchisees operating over 70 RAMS Home Loan Centres in both metropolitan and regional areas, and we're opening new centres around Australia all the time.

RAMS Home Loan Centres are open 7 days a week. However, if customers aren't able to make it to a RAMS Home Loan Centre, an experienced RAMS Home Loan specialist can visit them at their home or office.

The history of RAMS

• 'Registered Australian Mortgage Securities’ (RAMS) was formed in 1991 and the RAMS Home Loans brand was launched to the retail market in 1995
• In the early days, RAMS Home Loans’ range of services was made available to customers via its call centre (13 RAMS, that’s 13 7267), the RAMS website, www.rams.com.au and a team of mobile RAMS Home Loan Managers
• In 2002, two RAMS Home Loan Centres were opened on a trial basis proving extremely popular with customers
• In early 2003, RAMS rolled out a proprietary franchise network of RAMS Home Loan Centres across Australia which was complemented by third party brokers
• In July 2007, RAMS Home Loans Group Ltd (RHG) listed on the Australian Stock Exchange
• In January 2008, the RAMS brand and distribution business was bought by Westpac Banking Corporation.