• Insurance

    insurance

    We know you've worked hard to achieve your home and valuable possesions, so whether your current insurance is approaching renewal, or if you need a new policy or simply wish to obtain a quote, contact RAMS.

    • Flexible insurance products for the home or investment property owner
    • Available for RAMS customers who have a RAMS home loan

  • Residential Home and Contents Insurance*

    If you are a home owner, a tenant, or have a holiday home, our Residential Home and Contents Insurance; offers a choice of cover options to suit your needs and budget.

    Landlord Home and Contents Insurance*

    Landlord Home and Contents Insurance is a great option for investment property owners!

    Home Loan Protection Insurance**

    Designed to help you or your family meet your home loan commitments if an injury or illness means that you might have difficulty meeting your home loan repayments.

  • Fees, conditions and limitations apply. Subject to normal lending criteria

    *Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) and distributed by Westpac Banking Corporation ABN 33 007 457 141 (the Bank). RAMS Financial Group Pty Limited ABN 30 105 207 358 (RAMS) refers customers to the Bank for this insurance. WGIL is not licensed to provide advice about this insurance. Neither the Bank nor any other member of the Westpac Group (other than WGIL) guarantee this insurance. A copy of the Product Disclosure Statement and policy wording (PDS) is available by calling 13 RAMS that's 13 7267.

    **Home Loan Protection Insurance is issued by St George Life Limited ABN 88 076 763 936 (SGIL). RAMS refers customers to SGIL for this insurance. Neither the Bank nor any other member of the Westpac Group (other than SGIL) guarantee this insurance. A copy of the PDS is available at stgeorge.com.au/wealth-creation/insurance.

    This information was prepared by the Bank and SGIL without taking into account your personal objectives, financial situation or needs. Neither RAMS nor RAMS franchisees endorse or otherwise assume responsibility for any financial product advice included in this material and do not provide any opinion or recommendation in relation to the insurance offered by WGIL or SGIL. Before making a decision about insurance, you should consider the relevant PDS and whether it is appropriate for you. A cooling off period applies. Should you elect to take out Home and Contents Insurance or Home Loan Protection Insurance, your RAMS franchisee will receive commission.

    WGIL, SGIL and RAMS are wholly owned subsidiaries of the Bank.