Apply Now Details Compare our rates Savings Calculator Absolutely no fees Access to your savings online or on your mobile No minimum balance Australia based customer service Protected by the Australian Government Guarantee Our award winning RAMS Saver pays a variable rate of up to 3.91% p.a. (that's the variable base rate of up to 2.61%pa plus 1.30%pa variable bonus) when the following monthly conditions are met:: make deposits totalling at least $200 during the month , make no withdrawals during the month, and have an account balance that does not fall below $0 or exceed $500,000 at any time during the month For full details of different interest rates (tiered rates) that apply to different account balances, please refer to the RAMS Deposit Rates at a Glance. Apply Now The product information in this table is intended as a guide only, and is provided by InfoChoice Pty Ltd. Other eligibility criteria may apply and you should make your own enquiries. All information is subject to change, and while the information is updated regularly, we do not guarantee its accuracy, nor will we be held responsible for any errors or omissions. Apply Now Monthly deposit conditions: To qualify for the bonus interest you must make deposits totalling at least $200 each month, make no withdrawals during the month and have an account balance that does not fall below $0 or exceed $500,000 at any time during the month. Apply Now Find out more about the RAMS Saver account.