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Home Loans
RAMS has home loans to suit you
If you are buying your first home, refinancing, self-employed or purchasing an investment property - there's a RAMS home loan to suit you.RAMS offers flexible and innovative solutions to suit a wide range of home loan needs. How can we help you?
RAMS Home Loans Range:
- RAMS Limited Deposit – No need to save a full deposit
- RAMS Fast Track – Buy your first home sooner and save on mortgage insurance
- RAMS Fixed Rate - Protect against rising interest rates
- RAMS Easy Start – Enjoy a 3 year home loan honeymoon
- RAMS Rate Relief - A low introductory rate for the first 2 years
- RAMS Basic – The no fuss, low rate home loan with no account keeping fee
- RAMS IO Maximiser – A low rate home loan designed for property investors
- RAMS Line of Credit – Easy access to home equity
- RAMS SmartWay – The “smarter” all-in-one home loan
- RAMS SmartWay Pro Pack – An all-in-one home loan with preferential rates
- RAMS Line of Credit Pro Pack – Access to home equity at preferential rates
- RAMS Fixed Rate Pro Pack - Repayment certainty for larger loans
- RAMS Standard Variable – A standard home loan with free redraw
- RAMS Fixed Rate Low Doc - Repayment certainty and simplified paperwork for the self-employed
- RAMS Low Doc 500 Plus – A preferential rate and low paperwork for the
self-employed - RAMS SmartWay Low Doc – Low paperwork and smarter money management for the self-employed
- RAMS Line of Credit Low Doc – Convenient access to equity and low paperwork for the self-employed
- RAMS SE Pro Pack – Discounted rates and low paperwork for the self-employed with larger loans
- RAMS Line of Credit SE Pro Pack - Access to home equity at preferential rates, for the self-employed with larger loans
- RAMS Fixed Rate SE Pro Pack - Low paperwork and repayment certainty for the self-employed with larger loans
- RAMS SE Pro Pack 80 - A discounted rate home loan for self-employed clients with total RAMS borrowings of $100,000 or more who wish to borrow up to 80%
