• RAMS Home Loans

    Low Doc Loans with RAMS

    • Borrow up to 80% of the property value*
    • Great value low doc loans with flexible repayment options
    • Each RAMS Home Loan Centre is owner-operated so they understand the needs of the self-employed
    • Discounted interest rates available on our Value Advantage Package** even with no full financials.
    Contact your nearest RAMS Home Loan Centre today to find out more.

  • Popular loans

    Fixed Rate Home Loan

    The easy way to fix your loan

    Interest rate
    p.a.
    5.95%
    A nominal interest rate incorporating certain fees and charges to help consumers identify and compare the true cost of a home loan Comparison
    rate
    7.41%

    First home buyers,
    investors.

    Low Rate Home Loan

    No fuss, no frills, low rate

    Interest rate
    p.a.
    6.55%
    A nominal interest rate incorporating certain fees and charges to help consumers identify and compare the true cost of a home loan Comparison
    rate
    6.86%

    First home buyers,
    owner occupiers

    Full Feature Home Loan

    All you'll ever need in a home loan

    Interest rate
    p.a.
    7.28%
    A nominal interest rate incorporating certain fees and charges to help consumers identify and compare the true cost of a home loan Comparison
    rate
    7.35%

    Owner-occupiers,
    first home buyers,
    refinancers

    See more loans for First home buyers, Refinancers, Self-employed or Investors.

  • Disclaimer:

    Warning: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    Fees, charges, limitations and lending criteria apply. *Maximum LVR is 80% inclusive of Lenders Mortgage Insurance. ** Value Advantage Package available for customer’s with total RAMS borrowings of $150,000 or more. Value advantage package is subject to an annual service fee of $325.