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Home loans are what we do.

If there’s a way to get you into a new home, we’ll find it.

Because we focus primarily on home loans, we understand the challenges that come with buying a home better than anyone – and more importantly, how to navigate them successfully.

Our RAMS Home Loan Specialists pride themselves on supporting you through every step of the process. This means listening to your individual needs, working around your schedule and delivering all the local market knowledge, professional advice and moral support you need to get you into your new home sooner.

A RAMS Home Loan Specialist makes a difference

The right home loan for you

A RAMS home loan specialist will find the right home loan to suit you and your stage of life.

Smooth process

Our home loan specialists take the ‘hard’ out of the process for you. They’ll come to you, at a time and place that suits you and sort out approval in days, not weeks, wherever possible.

Personal service

You’ll have a dedicated home loan specialist from start to finish, so you’ll only have to tell your story once.  You’ll also have their mobile number, so whatever arises, you can get things sorted.

Our home loan offers

Lock in your repayments with a 2 year Fixed Rate Classic Home Loan

Lock in our low fixed rate

If you’re looking for a great rate, look no further with our low 1, 2, 3 and 4 Year Fixed Rate Classic Home Loan, a basic loan without all the extras.

Essential home loan with LVR less than 70%

Essential

We understand that things can get overwhelming on your home loan journey, which is why we’ve created the RAMS Essential Home Loan.

Speak to a home loan specialist

Community engagement

RAMS proud winner of Best Self-Employed Lender
for four years running in the
2017, 2018, 2019 and 2020 Australian Lending Awards.

RAMS proudly supports The Kids' Cancer Project

More information:

Credit criteria, fees and charges apply. 

RAMS home loans are not available for foreign borrowers residing outside Australia.