RAMS Home Loans
Find out how you can manage your accounts and discover some of the features and options available on your home loan
Important information for RAMS customers
Your RAMS home loan is now powered by Pepper Money
The good news is that most things remain the same, including your interest rate, repayment arrangements, loan account number, BSB, and access to myRAMS, rams.com.au and 13 RAMS, that's 13 7267.
Some customers with redraw, line of credit or debit card features will need to complete a few steps to continue using these services.
In the coming days, you'll receive a letter by mail, or you can log in to myRAMS to learn more about the transfer, what it means for you, and any actions you need to take.
For the latest information, FAQs and support, visit: www.peppermoney.com.au/rams
The good news is that most things remain the same, including your interest rate, repayment arrangements, loan account number, BSB, and access to myRAMS, rams.com.au and 13 RAMS, that's 13 7267.
Some customers with redraw, line of credit or debit card features will need to complete a few steps to continue using these services.
In the coming days, you'll receive a letter by mail, or you can log in to myRAMS to learn more about the transfer, what it means for you, and any actions you need to take.
For the latest information, FAQs and support, visit: www.peppermoney.com.au/rams
Information from Pepper Money for RAMS customers
Existing customers
Find out how you can manage your accounts and discover some of the features and options available on your home loan.
myRAMS
Manage your home loan, savings and everyday accounts online with myRAMS.
Resources
Forms, fact sheets, terms and conditions, fees and charges information.
Pepper Money
Find out more from Pepper Money and what to expect when your loan transfers.
Information for RAMS Customers with closed accounts
If you are a RAMS customer with accounts closed on or before 31st July 2026, see more information at https://www.westpac.com.au/rams.