If there's a way to get you into a new home, we'll find it.
Borrow up to 95%* and you could shear down your LMI to $1. Save up to $30,000 for eligible first time buyers. T&Cs apply
You could enjoy a $3,000 rebate1 when you refinance your home loan.
RAMS has a range of home loan offers and promotions that could help you into your home sooner.
Whether buying a new home, refinancing an existing home loan or investing in property, RAMS mortgage calculators can give you an estimate of what your repayments could be. These estimates are indicative only and actual costs and the amount you could borrow may vary based on a number of factors including loan purpose. Before acting on the results of this calculator you should seek professional advice and contact your local RAMS Home Loan Specialist who can help guide you through this process.
The number of investor loans has risen over recent months; however, one state is attracting more investors than others.Read more
Despite higher interest rates, the share of homes being sold below the asking price has fallen over 2023, signalling a strengthening of market conditions.Read more
Following a year of interest rate rises and property price falls, 2023 has been a year of recovery with many suburbs clawing back last year's losses and some even hitting new highs.Read more
RAMS proud winner of Best Self-Employed Lender for four years running in the 2017, 2018, 2019 and 2020 Australian Lending Awards.
RAMS proudly supports The Kids' Cancer Project