Information for existing customers to find out more about your home loan options
A redraw facility allows you to make additional repayments into your loan account and then access these extra funds when necessary (subject to any conditions that apply to the product). Its two key advantages are:
A redraw facility gives you the flexibility to put more towards the loan when you have cash available, whilst knowing you can access your extra repayments later on if you wish to. Of course, there’s a great incentive not to access them – you could repay your debt faster and save money on interest changes. All RAMS home loans have a redraw facility. Minimum redraw amounts and fees may apply, so check the individual product features for full details of fees and conditions.
The benefits of a RAMS redraw facility include:
A redraw facility usually works best for borrowers who only need occasional access to their extra repayments.
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