If there's a way to get you into a new home, we'll find it.
Borrow up to 95%* and you could shear down your LMI to $1. Save up to $20,000 for eligible first time buyers. T&Cs apply
You could enjoy a $3,000 rebate1 when you refinance your home loan.
RAMS has a range of home loan offers and promotions that could help you into your home sooner.
Whether buying a new home, refinancing an existing home loan or investing in property, RAMS mortgage calculators can give you an estimate of what your repayments could be. These estimates are indicative only and actual costs and the amount you could borrow may vary based on a number of factors including loan purpose. Before acting on the results of this calculator you should seek professional advice and contact your local RAMS Home Loan Specialist who can help guide you through this process.
There’s the ‘interest rate’ and the ‘comparison rate’. The comparison rate is usually a little bit higher than the interest rate.Read more
Loan to Value ratio is an important calculation when it comes to your home loan. It’s the calculation of the amount of your home loan relative to the bank valuation of the property you are looking at purchasing.Read more
RAMS proud winner of Best Self-Employed Lender for four years running in the 2017, 2018, 2019 and 2020 Australian Lending Awards.
RAMS proudly supports The Kids' Cancer Project