• Join a recognised leader - RAMS is one of Australia’s most successful and well recognised home loan specialists.

  • Join a recognised leader 

    RAMS is one of Australia’s most successful and well recognised home loan specialists. Since the launch of the RAMS brand in 1995, we have developed a reputation for offering home buyers competitive rates, innovative products and great service. We pride ourselves on being local home loan experts who are passionate about helping Australians achieve their dream of owning their own property.

    Like to know more about becoming a RAMS Franchise owner?  Simply complete the franchise enquiry form, and our Franchise Recruitment Team will contact you.

    • Building on our success as a home lending specialist, RAMS now also offers our home loan customers a range of RAMS deposits that are available online, and insurance solutions through our referral partners. With new franchise opportunities coming available right around Australia we invite you to give us a call on 1800 616 082 or enquire online to find out more about becoming a RAMS Franchisee.

      Take your business to the next level

      If you’re an experienced mortgage broker or business owner with a proven track record of success – and you have the passion for being the local expert in your local community, then we would love to hear from you.   

      As a RAMS franchisee you will be buying into a distinctive, well-loved brand that is supported by the Westpac Group. RAMS plays a key role in the Westpac Group’s multi-brand strategy by appealing to customers seeking an alternative to a major or regional bank

      Leverage our brand investment to build your local profile

      The RAMS brand is a key competitive strength of our business. The RAMS brand, featuring our iconic mascot, Raymond A. Ram, has strong recognition among consumers. At a national level RAMS advertises across a variety of media with the purpose of promoting our brand and creating sales leads.

      To help our franchisees take advantage of our RAMS brand promotion, we have a wide range of local marketing tools, templates and resources available through an online portal

      As a new RAMS franchisee, you will begin your local profile with a RAMS-branded car, then progress to setting up your own RAMS Home Loan Centre in a great location.

      Connect to a strong support system

      As a RAMS franchisee, you will have access to high quality tools, systems, processes and operational support to help you develop and grow your business. In addition to working closely with a regionally-based franchise manager and sales manager, you will be able to tap into a range of experts in our head office team, including marketing, product, credit, training and development.

      You will also have regular opportunities to network and share information with other franchisees, and to provide feedback and input into operation of the RAMS franchise, through a number of events and forums.

    • RAMS franchising enquiry form 

      Like to know more about becoming a RAMS Franchise owner?

      Simply complete the franchise enquiry form below, and our Franchise Recruitment Team will contact you.

      First name:
      Last name:

    • Levent Ince, Franchisee RAMS Liverpool

      Levent joined RAMS in 2006 in which time he has grown a very successful business and is the reigning Franchisee of the Year for 2011 and 2012. Hear Levent's story.

      Robyn Cheal, Franchisee RAMS Penrith

      Robyn has been a successful part of the RAMS business since 2004 and is a true inspiration to other women who are thinking about a business career with RAMS. Hear Robyn’s story.

      Rod Johnson, Franchisee RAMS Hornsby

      Joining RAMS in 2011, hear Rod’s story of how he is building a successful RAMS business with no prior experience in the mortgage industry.

    • Can I do my own advertising? 

      Yes you can. RAMS provides a range of marketing tools and templates to help you build successful local marketing campaigns. The purpose of local area marketing is to build a local presence and local leads within your local community. You must meet a set minimum marketing spend each year and all marketing material is required to be approved by the RAMS marketing team.

      Can I open a RAMS-branded shop? 

      Yes you can. In fact RAMS requires you to open your RAMS Home Loans Centre within 12 months of becoming a franchisee. 

      Do I need to have a home loans background? 

      Not necessarily, however a background in lending, finance or small business ownership with a strong track record of sales and people management is preferred.

      How long does it take from application till I can start to write home loans? 

      The end-to-end recruitment process can take anywhere from three to five months.

      Is it worth enquiring if you don’t have a franchise available in my area? 

      Absolutely. You can register your interest with us and we will contact you as soon as an opportunity becomes available in your area.

      What is the cost to purchase a franchise? 

      The initial franchise license fee is $35,000(+GST), which is fully refundable if your application does not proceed through to a Franchise Agreement. Our franchisees will also require a sufficient level of capital to cover other setup and ongoing costs.

      How do I find out more information? 

      Simple contact the RAMS Franchise Recruitment Team on 1800 616 082 or complete the Enquiry Form.