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We’re the team to help build your dream.

If you’re looking to build or renovate your dream home, RAMS is here to help.

Building or renovating a home is no easy project to take on but with useful tools and resources, expert guidance plus any eligible government grants, your dream home could become a reality. At RAMS, we can structure your home loan to make building or renovating more manageable, and be by your side every step of the way.


Construction calculator

To get you started, estimate how much your new build could cost and how much you could afford to borrow based on your lifestyle with our construction calculator. 

Useful checklists and guides to help you with your new build

RAMS Construction How to Guide

Your guide to building your dream home

RAMS Construction Loan

Required documents and key points

Building your first home

10 step guide to building your dream home

Speak to a home loan specialist

Blogs and videos for construction 

A RAMS Home Loan Specialist makes a difference

The right home loan for you

A RAMS home loan specialist will find the right home loan to suit you and your stage of life.

Smooth process

Our home loan specialists take the ‘hard’ out of the process for you. They’ll come to you, at a time and place that suits you and sort out approval in days, not weeks, wherever possible.

Personal service

You’ll have a dedicated home loan specialist from start to finish, so you’ll only have to tell your story once.  You’ll also have their mobile number, so whatever arises, you can get things sorted.

Community engagement

RAMS proud winner of Best Self-Employed Lender
for four years running in the
2017, 2018, 2019 and 2020 Australian Lending Awards.

RAMS proudly supports The Kids' Cancer Project