Please visit rams.com.au/terms to view FAQs relating to changes to your home loan General Terms.
  • Home loan terms and mortgage definitions

  • Stratum title

    Similar to Company Title. As the owner you become a shareholder in the company that manages the common area, not just a member as in Strata title. Stratum units are regarded as unattractive because of difficulties and complexities involving the operation of the company, Corporations Law obligations and a reluctance on the part of lenders to accept them as security.