• Looking to invest in property?

    Looking to invest in property?

    If you’re in the fortunate position of having some equity in your home, you may wish to use this ‘lazy’ capital to potentially build wealth faster and achieve the goals and lifestyle you want sooner.

    There are various ways a local RAMS Home Loan Specialist can add value to your financial situation.  And one way is showing you how your existing assets could work harder. 

    One of the main advantages of investing in property is the potential tax benefit available. Some of the upfront and ongoing costs associated with owning an investment property (including the loan interest) are generally tax deductible#.

    In some cases, this may eventuate in a positive cash flow. You should, however, talk to your financial planner about what is right for your circumstances and financial goals.

    How RAMS can help

    If you’re thinking about investing in your first property, make an appointment with RAMS to discuss your position and receive a free Residex* Report. 

    Chances are we can help you:  

    • Work out how much equity you may have 
    • Find out how much you could borrow 
    • Determine the main costs of purchasing an investment property 
    • Find out where you could afford to buy 
    • Find out what properties are currently for sale in your selected areas.  

    FREE Residex* Report (minimum RRP of $75 )

    RAMS  can provide you with suburb and property reports from Residex*. 

    A Residex report summarises hard-to-access data  that  can really help you make an informed decision about your investment property purchase, including:  

    • Important research and statistical information
    • Median sale price and rent
    • Rental yield
    • Number of sales
    • Historical growth 

    Residex’s* predicted growth over the next 5 and 8 years.

    Kickstart  your property portfolio

    If you’d like to kickstart your investment property portfolio, give RAMS a call on 13 RAMS (that's 13 7267) for an obligation free appointment. 

    Or you can register online – make an appointment now.

    Note: As the information provided here is intended as a guide only, your individual circumstances should naturally be taken into consideration. This is why we also recommend you obtain independent professional advice relevant to your financial circumstances.




    About the author

    • Raymond

      Raymond A Ram is the RAMbassador for RAMS Financial Group. Raymond works with the RAMS team to bring simple, helpful and expert information on home loans and savings accounts to life with his down to earth and cheeky personality. He enjoys seeing everyday Australians turn their dreams of saving for a goal or getting into a home a reality. 

      Growing up in Goulburn, NSW, Raymond was brought up with good old-fashioned Aussie values of hard work and a fair go. It soon became apparent that Raymond wasn't content for the conventional path of grazing, producing the very best wool, and finding a nice sheep to settle down with. So it wasn't long before his passion for performing and his talent as a likeable larrikin shone through - landing him a few roles such as 'RAMlet'. He was even tipped to play RAM-bo at one point but chose to become star of the small screen instead as RAMbassador for RAMS. He now finds this role so much more rewarding.

      Contact your local RAMS Home Loan Centre about your home loan options.

      Raymond A Ram

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  • Disclaimer:

    The information here is of a general nature only and is not intended to constitute financial or tax advice. You should consult your professional adviser, accountant or taxation expert for advice specific to your personal circumstances.

    The views and opinions expressed in this article are those of the author alone and do not necessarily represent the views or opinions of RAMS Financial Group Pty Ltd ABN 30 105 207 538 (RAMS),  Westpac Banking Corporation ABN 33 007 457 141 (Westpac) or their related bodies corporate. This article is strictly for information purposes only and neither RAMS, Westpac nor any of their related bodies corporate make any representation as to the accuracy or completeness of the information in this article or endorse the views expressed in it.