Whether you’re new to residential property investment or you’re a seasoned pro, RAMS can help you.
Choose the right location for your investment property and look for a property that has strong tenancy demand and owner occupier appeal. It’s a good idea to get home loan pre approval so you know your borrowing power before you start looking for your investment property. Organise your insurances; and understand investment property tax deductions, which can often be the difference between a negative cash flow and a positive one.
Choose from our range of investment property home loans. Fixed or variable rates, flexible features, and up to 10 years interest only repayments
Get information and tips. Including a free +Residex property report to help you make a more informed choice about your first investment property.
We take care of the pre-approval for you, so you can devote more time to finding the right investment property.
We’re locally based residential home loan specialists. Your RAMS Home Loan Specialist knows the neighbourhood and is part of the community.
Your RAMS Home Loan Specialist will be your dedicated go-to person from start to finish.
We understand the mortgage needs of property investors. Whether you’re a first timer, or already a savvy investor, we can help.
*Please note: The comparison rate for the relevant product is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Use our home loan calculators to estimate your mortgage repayments, upfront costs, and how much you could borrow – whether you’re looking for your first loan or refinancing an existing one.
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A RAMS home loan specialist will find the right home loan to suit you and your stage of life.
Our home loan specialists take the ‘hard’ out of the process for you. They’ll come to you, at a time and place that suits you and sort out approval in days, not weeks, wherever possible.
You’ll have a dedicated home loan specialist from start to finish, so you’ll only have to tell your story once. You’ll also have their mobile number, so whatever arises, you can get things sorted.
If you have any questions about a property investment home loan including the application process or eligibility criteria, our experienced home loan specialists will be very happy to answer them.