BPAY
myRAMS mobile app allows you to make BPAY® payments to both new and existing Billers. An existing biller is any biller code and reference number combination that you have previously paid using myRAMS or myRAMS mobile app.
Please note:
If sufficient cleared funds are not available the day before the BPAY® payment is due, the payment may not be processed.
To check if a future dated payment has been unsuccessful, go to Accounts, click on account name, and view pending payments .
Some billers change reference numbers regularly, so ensure you check the reference number is still correct before submitting a payment. If the reference has changed you will need to make this payment as a new BPAY payment in myRAMS mobile app.
When will my bill be paid?
If you make a BPAY payment before 4pm on any banking day then, generally, it is processed, or treated as having been received by the relevant Biller, on that day.
If you make the payment after 4pm or on a day which is not a banking day, it is generally received or treated as having been received by the relevant Biller on the next banking day. However, BPAY payment processing may be delayed (generally by one banking day but potentially longer) if payment is made on the day before a bank or public holiday or if another financial institution in the BPAY scheme, or the Biller, does not process the BPAY payment as soon as they receive its details.
If you make more than one transaction using myRAMS within a processing day, we may determine the order of processing those transactions.