• Manage your home loan, savings and everyday accounts online with myRAMS

  • Make a payment

    Why stand in queues when you can pay your bills with just a few clicks?

    With myRAMS you can pay and schedule your bill payments and money transfers online plus get a quick record of all your transactions.

    Find out how easy it is with one of our short tutorials:

    • Pay Bills

      To make a BPAY payment to an existing biller, go to Transfers & Pay, Select Move money.


      • From: the account you would like to pay the bill from.
      • To: Select the existing biller in the ‘To’ drop down list box.
      • Amount
      • Description I’ll See
      • When: select ‘Now’ to process the BPAY payment immediately. By default ‘Now’ is selected.

      Review the BPAY payment details.

      If you would like to make any changes to the BPAY payment click ‘Make changes’ button.

      If the BPAY payment details are correct, click ‘Confirm’ button to create the BPAY payment.

      You will be presented with a successful receipt when the BPAY payment is successfully created.

      To create a new BPAY payment click ‘New Transfer & Payment’ button.

      To return to accounts summary page click ‘Done’ button.

      Pay bills


    • Manage Billers

      Contacts allow you to manage your Payee and Billers details. You can Add New Recipient, Delete or Edit contact nicknames or Click Pay

      Go to Transfer & Pay 

      Select Contacts

      Manage billers


    • Scheduling future bill payments

      You can schedule Move money for Payee or Biller 

      Go to Transfer & Pay

      Select Scheduled transactions

      List of previous Scheduled transactions

      Or Add New transfer & Payment will take you to the Move money page

      Future payments


    • View BPAY® History

      Your BPAY history is on the same page listing as Transactions, here you can see all your transaction history in one simple list view. To view BPAY history, type in  “BPAY” in the search field.

      View BPAY history