Manage your home loan, savings and everyday accounts online with myRAMS
myRAMS makes it easy for you to keep your accounts up to date, by allowing you to update some of your details online. myRAMS also allows you to export your transactions, personalise the order that your accounts display in, and even lets you add a nick name to your account.
Find out how easy it is with one of our short tutorials:
It's a good idea to keep your information up to date in case we need to identify who you are. The 'My Details' page is the place to keep most of your details in order.
When you want to view and /or change your personal details we'll send you a one time password to your mobile which you'll need to enter to view and/or change your details.
Add your details and click on the 'Submit' button. Another screen will let you know that your details have been updated successfully.
If you're worried that your details have been changed, but not by you, please contact RAMS immediately on 13 7267.
If you'd like to change your list size (increasing from 10 rows per page) up to 100 listings per page, this is the place to change this setting. You can also change other default settings including:
Not only are you able to adjust your 'Personal Settings', you can also change or select your questions and secret answers. It's a good idea to check this page to make sure these questions or answers haven't changed without your consent.
If something is not quite right, please contact RAMS immediately on 13 7267.
To make managing your money simple, myRAMS provides you with an option to name your accounts so they are easily identifiable to you, such as ‘House Renovation’ or ‘Trip to Thailand’, this action won't change the official account name, it will simply add a “nickname” to the account.
To make it easier for you to manage your finances using third party accounting software (like MYOB or Quicken), you can also export your transactions as a .CSV file format which you can open with Microsoft Excel.
Step 1. Under the Accounts tab on the menu screen, select ‘Export Transactions’
Step 2. Enter the date range you wish to cover
Step 3. Select Transaction Type
Step 4. Select Account
Step 5. Select Format
Step 6. Click on the ‘Submit’ button
Step 7. Save the file onto your computer.
The SMS Notifications function gives you peace of mind as myRAMS will send a notification to your mobile to alert you when your transfer or payment has gone through.
To activate this notification function, simply enter the amount at which you'd like the notification triggered eg. $100, then check the relevant box for transfers or payments and click on the 'Submit' button. Then, each time a transaction of that amount or higher is performed on your account using myRAMS, you should receive an SMS notification.
You can also define the times you'd like to receive these notifications by choosing the preferred times in 'SMS Allowed Times'.
Please note: SMS notifications are not sent for scheduled BPAY payments or money transfers using the ‘Pay Later’ or ‘Transfer Later’ facilities.
Registered to BPAY Pty Ltd ABN 69 079 137 518 BPAY available for extra payments only, not scheduled loan repayments.
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