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  • Neil Harlock from RAMS Canberra
    Neil Harlock
    Franchise Principal
    M: 0423 840 250

    Opening Times

    Office opening times are 9.00 am - 5.00pm Monday to Friday Appointments available 7 days a week

    Contact Details

    T: (02) 6248 6829
    M: 0423 840 250
    Address: Ground Floor, 10 Rudd Street Canberra ACT 2600
  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Canberra is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?


    RAMS Canberra in the community

    RAMS is a home loan provider with local expertise. And you’ll find there’s no one better to talk to when it comes to financing property in our local area. We’re part of your community; here to serve local people just like you – whatever your situation. So whether you’re considering buying your first home, or are ready to purchase again, RAMS can help.


    The RAMS 6 point difference

    1. Your first meeting won’t be a sales pitch. It starts with us listening and understanding your goals and unique situation. 
    2. From our very first contact you will have your RAMS home loan specialist’s mobile number who will be your main point of contact right through until settlement and beyond. 
    3. From the start, your dedicated RAMS home loan specialist will know your story, your ambitions and your needs. So you’ll only ever need to have that first long conversation once. 
    4. You won't be offered a home loan that doesn’t suit your needs. 
    5. You’ll have access to the RAMS local network of contacts to help as you progress to purchase. 
    6. Your dedicated RAMS home loan specialist will be available for advice and help whenever you need on your home buying journey. 
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  • Testimonials

    "Recently we found ourselves in a very difficult situation selling our home in order to buy an apartment.  We were facing the possibility of needing bridging finance and we needed it to be approved in a short amount of time.  My son recommended that we approach RAMS based on his very positive experience when purchasing a property in Melbourne.  So I contacted the RAMS office in Canberra City and spoke to Nick Lander. 
    I can only say that I have never met anyone as helpful, as generous and as capable.  Without complication or hindrance he arranged for our loan application to be approved in time and in a way that totally suited our circumstances.  Through phone conversations he was thorough and fully understanding.  At a time when the financial markets are getting tougher and more complex Nick helped us work our way through the paperwork to a successful outcome.  We are in his debt and have already been recommending his services to people around us who are needing to find financial solutions. Thanks for everything Nick. "
    Brian and Nola Medway 

    "Robert Ringland was referred to us by a friend as my point of contact at RAMS to apply for a home loan. In consultation with Rob, my wife and I were able to discuss our options on what was needed to apply for a new home loan. Rob was extremely professional, helpful, and even helped us with all the figures and paperwork that was needed to complete the application. In fact, Rob has been extremely professional and courteous and I have referred my son to use Rob for his home loan application. The professionalism in the way Rob advised us is extremely appreciative and Rob's unique understanding of the finance market sector, combined with his passion for understanding the different facets and challenges of his clients, was far superior to any other lender specialist we had dealt with. Not to mention his prompt customer service to respond to my messages and emails. I highly recommend and commend Rob's performance and loyalty to us as a client. Rob is a sincere pleasure to deal with and we will continue to pass on word of mouth referrals to Rob."
    John Coetzer 

    “The process with RAMS was simple and easy. Nick Lander was more than accommodating, as we had paid a deposit on a house and land package we had quite a bit of time between the deposit and settlement on the land. We had several meetings with Nick over this time to ensure nothing had changed in terms of getting the approval. Once we were notified of settlement from the builder, Nick made the process as smooth as possible and we reached settlement with very little stress and no issues at all. It definitely made a stressful situation (buying a house) as stress free as possible.”

     Stuart Greig

    "I would like to express my appreciation and satisfaction working with Alana and RAMS. Alana went beyond in really listening to what my husband and I wanted and made us feel like she had our best interest in mind. We found Alana to be very knowledgeable, personable, professional, and gets things done in a timely manner. We will turn to Alana for all our future home financial need and continue to recommend her to family and friends.”
    Katie, Palmerston ACT

    “My partner and I recently got a home loan through RAMS and Nick Lander was our home loan specialist. Nick and RAMS were fantastic- always very approachable and going above and beyond to make purchasing a house as easy and stress free as possible. Nick always answered all of our questions extremely quickly, sometimes late and night and on weekends. Our unusual situation made our home loan process rather difficult and Nick did things outside of his job requirements to help us, for example contacting and liaising with third parties on our behalf to save us time. One of the bonuses of choosing RAMS in Manuka is receiving a pair of RAMS slippers to wear in your new home.  We would highly recommend RAMS.”
    Nicole Minshull

    “We were referred to Alanna Bingham to discuss a home loan refinance by a friend, as we wanted to look at what other products were out there. After Alanna looking at our repayments at the time, her recommendation of a different loan strategy we were able to reduce our interest and repayments within a few months. Alanna made the process simple and she did all the hard work with the paperwork being provided by us. She made sure the information was all complete.  Her knowledge and professionalism is unsurpassed and we will only go to Alanna for my loans now.”
    Steve and Anita


    Our customers have provided these testimonials voluntarily and they are published with their consent. If we have edited them, it is to correct grammatical or typing errors, or to reduce the length.