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RAMS Dapto Mall


Shop G114 Princes Highway
Dapto NSW 2530

Mon to Fri: 9am to 5pm
After hours and weekends by appointment


Franchise Principal


RAMS Home Loans are now in two convenient locations in the Illawarra. Our Wollongong office is located in Kembla Street and our Dapto office is in the Dapto Mall Shopping Centre.

Your home loan is probably your biggest financial commitment. That's why we are committed to making sure your mortgage is made to measure.

Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

RAMS Home Loans Illawarra in the community

RAMS has been helping locals with their home loan needs since May 2004. We are a local business owned by local people, bringing our customers the extra care factor. With well over 50 years’ combined experience, the team at RAMS offer a personalised home loan service, and we specialise in a range of home loans for first home buyers, investors and refinancers.
We’re also well known for helping the self employed. RAMS Home Loans Illawarra is an active supporter of our local community, sponsoring many local sporting groups and businesses.

Meet the team

Jason Dunn

Home Loan Manager0401 151

Todd Windsor

Home Loan Manager0412 039

Glen McKenzie

Home Loan Manager0498 003

Raelene Smith

Home Loan Manager0413 971

Kim Buxton

Business Manager02 4229

Travis Faulks

Business Manager02 4229

RAMS Illawarra Awards


Our home loan offers

Lock in your repayments with a 2 year Fixed Rate Classic Home Loan

Lock in our low fixed rate

If you're looking for a great rate, look no further with our 1, 2, 3 and 4 year Fixed Rate Classic Home Loan, a basic loan without all the extras.

Get $4,000 when you switch your home loan to us

Refi Rebate

You could enjoy a $3,000 rebate when you refinance your home loan.

RAMS have a range of offers and promotions that could help you into your home sooner

All offers

RAMS has a range of home loan offers and promotions that could help you into your home sooner.

A RAMS Home Loan Specialist makes a difference

The right home loan for you

A RAMS home loan specialist will find the right home loan to suit you and your stage of life.

Smooth process

Our home loan specialists take the ‘hard’ out of the process for you. They’ll come to you, at a time and place that suits you and sort out approval in days, not weeks, wherever possible.

Personal service

You’ll have a dedicated home loan specialist from start to finish, so you’ll only have to tell your story once.  You’ll also have their mobile number, so whatever arises, you can get things sorted.

Meet with a RAMS Home Loan Specialist