DISCLAIMER:
New loans only. Fees, conditions and lending criteria apply. Subject to RAMS normal lending criteria.
^myRAMS is not available to Companies and Trusts and is subject to systems availability.
1Maximum LVR of up to 95% on purchase price (or valuation if lower) for principal and interest (P&I) loans and interest only (IO) construction loans with an interest only period of 12 months. Maximum LVR of up to 80% on purchase price (or valuation if lower) for non-construction interest only loans or construction loans with an interest only period greater than 12 months. Funds to cover transaction costs required. Lenders mortgage insurance applies when LVR is >80%. If LVR >85%, evidence of 5% genuine savings required. Maximum LVRs are inclusive of any capitalised LMI.
2Maximum LVR of up to 90% on purchase price (or valuation if lower) for loans with principal and interest (P&I) repayments. Maximum LVR of up to 90% on purchase price (or valuation if lower) for loans with interest only (IO) repayments and all construction loans. Funds to cover transaction costs required. Maximum LVRs are inclusive of any capitalisation of LMI.
310 year IO option available for investment purposes only.
4® Registered to BPAY Pty Ltd ABN 69 079 137 518.
5Not applicable on this product.
6Not applicable on this product.
7Switch to interest only repayments is not permitted in the first 12 months of the loan.
8Not applicable on this product.
9Not applicable on this product.
10The RAMS Risk Fee is charged because of the increased risk to us due to the high LVR. Whether a Lender's Mortgage Insurance premium or a RAMS Risk Fee is payable will depend on the individual application.
115% deposit and funds to cover transaction costs are also required. Not available on some property types, loan purposes or locations and other conditions apply.
12Not available for the purpose of owner occupied refinance, debt consolidation or equity release.