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  • Scott Andrews from RAMS Caringbah - Sutherland Shire
    Scott Andrews
    Franchise Principal
    M: 0429 436 789

    Opening Times

    Mon to Fri 9am to 5:30pm. After hours appointments "No Problems"

    Contact Details

    T: (02) 9531 7077
    F: (02) 9531 7232
    M: 0429 436 789
    Address: Suite 3, 191 Taren Point Road Caringbah NSW 2229
  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Sutherland Shire is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?


    RAMS Sutherland Shire in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

    The RAMS 6 point difference

    1. Your first meeting won’t be a sales pitch. It starts with us listening and understanding your goals and unique situation. 
    2. From our very first contact you will have your RAMS home loan specialist’s mobile number who will be your main point of contact right through until settlement and beyond. 
    3. From the start, your dedicated RAMS home loan specialist will know your story, your ambitions and your needs. So you’ll only ever need to have that first long conversation once. 
    4. You won't be offered a home loan that doesn’t suit your needs. 
    5. You’ll have access to the RAMS local network of contacts to help as you progress to purchase. 
    6. Your dedicated RAMS home loan specialist will be available for advice and help whenever you need on your home buying journey. 
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  • Testimonials

    “My husband and I decided to refinance our home loan when we purchased our new family home in September 2015. We felt that our current lender’s interest rate was not competitive and shopped around for a better deal. I contacted Mel to find out more about RAMS. Mel was incredibly helpful throughout the entire process and something that is normally incredibly stressful like buying a home was made so much simpler by how professional and sensitive to our individual needs Mel was. It was a tight deadline to finalise the mortgage prior to settlement, but Mel managed to have us approved and the contracts finalised a week before settlement was due with a very competitive interest rate! I was so happy with the service we received I have referred my mum and sister on to Mel to help with their home loan needs. Thanks Mel and the team at RAMS in the Sutherland Shire!”

    “To Scott, Skye and Melissa. Thank you all so much for the warm gift you sent to us! And of course, thank you again for helping us through buying our first home, you made it so easy and painless! We hope to do business with you again sometime in the future.”
    Logan & Isabeau

    “Mel and the RAMS team have been fantastic in helping us get settled once we moved our home loan to them. No question or phone call was too much trouble and the transition was very smooth.”
    Lorenzo Giacometti 

    “Scott, you made the whole process easy for us from our very first meeting. I appreciate the wonderful job you did. I'm so pleased we made the switch to RAMS.”
    Jenny and Keith


    Our customers have provided these testimonials voluntarily and they are published with their consent. If we have edited them, it is to correct grammatical or typing errors, or to reduce the length.