We have high call volumes due to COVID-19, but we are here to help. For info, or to apply for COVID-19 home loan support see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • Chatswood

    Shop 8, 18- 26 Anderson Street Chatswood NSW 2067

    Opening Times Mon to Fri: 9am to 5pm

    After hours, weekends and public holidays by appointment only.

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Avinder Paul from RAMS Chatswood

    Avinder Paul

    Franchise Principal

  • Introduction

    Your home loan is probably your biggest financial commitment. That’s why RAMS Chatswood is committed to making sure your mortgage is made to measure. Bring your whole family as we have a TV room to keep the kids occupied! Enjoy hot coffee or chilled spring water while your application is being completed. We are located on the corner of Help and Anderson Street, opposite St Pius X College. Parking is available 2 hours free (request validation at our office) in the Regency building.

    Community

    RAMS Chatswood in the community

    We have a team of experienced lending Professionals who have had many years of experience in providing home loans and serving the area. Our Manager, Richard Lee, also speaks Cantonese to serve the needs of the local Chinese community. We will go that extra Mile to ensure you achieve your goals, or 100 Miles if we have to!

  • What our customers have to say

    • I would like to highly commend the team at RAMS in Chatswood. I have had an investment property loan for many years and have found the service excellent. I recently sold and bought a new property and had no hesitation in staying with RAMS Chatswood for the new loan.  The team went out of their way to ensure the transaction went smoothly.
      Vijay Watson
    • For us, it's all about the relationship you have with your home loan provider. After years of dealing with large corporate banks, we have found RAMS to be flexible, cooperative and easy to work with. Here, we feel we have a partnership, we work together, and we both benefit. We have never encountered such a level of professionalism and excellent customer service with a personal touch from a financial institution! We highly recommend RAMS!
      Rajan and Jalini
    • As first home buyers in NSW, the market was daunting and the purchasing processes were largely unknown to us. Avinder and his team at RAMS in Chatswood provided solid guidance along the way. Their expertise in the real estate domain, coupled with their prompt service and personal touch, make them a first-class option. We would highly recommend them to anyone looking to purchase a home, whether first-buyers or otherwise.
      Viruben Watson
  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • For help regarding hardship as a result of COVID-19 please complete our assistance form

    Speak to a home loan specialist

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  • More information: 

    Fixed Rate Classic Home Loan

    Credit criteria, fees and charges apply. These rates are current as at 16 May 2020 and are available to new and existing customers. We will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences, unless the customer locks a fixed rate in on the loan using our Fixed Rate Lock-in feature (conditions apply). The Fixed Rate Lock-in fee is 0.15% of the fixed loan amount. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan rate.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

    RAMS Essential Home Loan

    Credit criteria, fees and charges apply. Interest rates are subject to change. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

    $2,000 Refinance Cashback

    Credit criteria, fees and charges apply.1 Offer is current as at 28 February 2020 and may be varied or withdrawn at any time. For new refinance applications received between 28 February 2020 to 30 June 2020 and settle by 31 August 2020. Offer available on the Essential Home Loan, Full Feature and Fixed rate home loan products (excludes Line of Credit) Owner Occupier with Principal and Interest repayments and Investment Loans. $250k min loan per property refinanced. Only 1 cashback per customer with the predominant purpose is refinance will be paid regardless of the number of loans involved. Excludes Line of Credit Loans, switches and refinances of home loans within the Westpac Group which include St.George, Westpac, Bank of Melbourne, BankSA. Offer not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts. Not available to company and trust borrowers. The offer is limited to one rebate per eligible customer. Split loans are counted as one settled home loan regardless of the number of splits. Rebate will be automatically deposited into the home loan account within 60 days after settlement. If the home loan has a fixed interest rate, the rebate will count towards the prepayment threshold.