We have high call volumes due to COVID-19, but we are here to help. For info, or to apply for COVID-19 home loan support see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • Geelong West

    Suite 4/226 Pakington Street Geelong West VIC 3218

    Opening Times Monday to Friday: 9.00am to 5.00pm

    After hours appointments available

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Marita Gilmour from RAMS Geelong West

    Marita Gilmour

    Franchise Principal

  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS GEELONG is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?


    RAMS GEELONG in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

  • What our customers have to say

    • I am writing to sincerely thank you on behalf of my family for your exceptional service. The process for the home loan refinance was smooth with clarity around each step of the transaction. RAMS has provided an efficient and quick service. Your empathy towards our circumstances and the enthusiasm to understand our banking needs is worth appreciating. It was a pleasure trusting you with our home loan, and I can be sure that you will be my first contact for my family's future lending needs. Thank you once again!
      Khurram Khan
    • I just wanted to say thank you so much for your help in having our loan approved for our home loan. You made the whole process from start to finish very easy and you were great to deal with - always answered my phone calls and emails and kept me in the loop - hard to find service like that these days!
      Nicole B, Ocean Grove
    • A huge thank you to Marita and John at RAMS in Geelong West for enabling me to move forward with my hopes and dreams for my home. Marita is an informed, experienced and knowledgeable home loan provider who is able to analyse the numbers, all the while understanding the vulnerability of the client. Being treated as a person, excellent communication, and a genuine interest in my circumstances made my experience with RAMS far superior to my previous lending encounters. Better than a bank...I highly recommend RAMS.
      Anne M
  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • For help regarding hardship as a result of COVID-19 please complete our assistance form

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  • Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    **Depending on the Loan to Valuation Ratio (LVR) of your application, you need to demonstrate either 6 or 12 months’ satisfactory rental history through receipts for private rentals or a letter from the licensed property manager/agent and your weekly rental payment must exceed 40% of your new weekly loan payment.