We have high call volumes due to COVID-19, but we are here to help. For info, or to apply for COVID-19 home loan support see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  1. RAMS
  2. Home Loan Centres
  3. RAMS Lake Haven

  • Lake Haven

    Shop 132 Lake Haven Shopping Centre Goobarabah Avenue, Lake Haven NSW 2263

    Opening Times Mon to Fri: 9am to 5pm

    Sat and Sun by appointment only

    T: (02) 4393 3494

    Get Directions

    Leave your details and your local RAMS Home Loan Specialist will be in contact

    Meet with us
  • Greg Frazer from RAMS Lake Haven

    Greg Frazer

    Franchise Principal

    M: 0423 774 839

    Email: Greg_Frazer@rams.com.au

    Lisa Frazer from RAMS Lake Haven

    Lisa Frazer

    Franchise Principal

    M: 0423 774 839

  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Lake Haven is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?


     
     

    Community

    RAMS Lake Haven in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

  • What our customers have to say

    • Greg and Lisa were our personal RAMS Home Loan Specialists for our previous renovation and they were naturally our first port of call for the next project. They knew our history, which meant we didn’t need to repeat information to a new lender, or discuss our property history from scratch. 

      We can confidently say we’d recommend RAMS to others looking to enter the home loan market, as well as those who are ready to reinvest.

      Kyal & Kara
    • Thank you Michelle, Dianne & Greg for all your help in making my home loan process so enjoyable and stress-free. All of your professional & friendly advice along the way has been very much appreciated. First time buying a house and navigating a number of issues (land & house contracts), it has been reassuring having you and your team as my one constant and having the peace of mind to know that all the finance paperwork, including the new home owners grant, is in place.
      Tracey Kinnane
    • What an amazing lady Leah Hutchinson is. My husband and I were first home buyers and had no idea about the process. We asked so many questions and Leah was always there to answer them. She had lots of patience. I’m so happy with the customer service I have received. Leah is amazing I would recommend RAMS to anyone and everyone!
      Alisa and William Monaghan

  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • For help regarding hardship as a result of COVID-19 please complete our assistance form

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  • More information: 

    Fixed Rate Classic Home Loan

    Credit criteria, fees and charges apply. These rates are current as at 16 May 2020 and are available to new and existing customers. We will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences, unless the customer locks a fixed rate in on the loan using our Fixed Rate Lock-in feature (conditions apply). The Fixed Rate Lock-in fee is 0.15% of the fixed loan amount. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan rate.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

    RAMS Essential Home Loan

    Credit criteria, fees and charges apply. Interest rates are subject to change. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

    $2,000 Refinance Cashback

    Credit criteria, fees and charges apply.1 Offer is current as at 28 February 2020 and may be varied or withdrawn at any time. For new refinance applications received between 28 February 2020 to 30 June 2020 and settle by 31 August 2020. Offer available on the Essential Home Loan, Full Feature and Fixed rate home loan products (excludes Line of Credit) Owner Occupier with Principal and Interest repayments and Investment Loans. $250k min loan per property refinanced. Only 1 cashback per customer with the predominant purpose is refinance will be paid regardless of the number of loans involved. Excludes Line of Credit Loans, switches and refinances of home loans within the Westpac Group which include St.George, Westpac, Bank of Melbourne, BankSA. Offer not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts. Not available to company and trust borrowers. The offer is limited to one rebate per eligible customer. Split loans are counted as one settled home loan regardless of the number of splits. Rebate will be automatically deposited into the home loan account within 60 days after settlement. If the home loan has a fixed interest rate, the rebate will count towards the prepayment threshold.