We have high call volumes due to COVID-19, but we are here to help. For info, or to apply for COVID-19 home loan support see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • Lake Haven

    Shop 132 Lake Haven Shopping Centre Goobarabah Avenue, Lake Haven NSW 2263

    Opening Times Mon to Fri: 9am to 5pm

    Sat and Sun by appointment only

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Greg Frazer  from RAMS Lake Haven

    Greg Frazer

    Franchise Principal

    Lisa Frazer from RAMS Lake Haven

    Lisa Frazer

    Franchise Principal

  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Lake Haven is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?


     
     

    Community

    RAMS Lake Haven in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

  • What our customers have to say

    • Greg and Lisa were our personal RAMS Home Loan Specialists for our previous renovation and they were naturally our first port of call for the next project. They knew our history, which meant we didn’t need to repeat information to a new lender, or discuss our property history from scratch. 

      We can confidently say we’d recommend RAMS to others looking to enter the home loan market, as well as those who are ready to reinvest.

      Kyal & Kara
    • Thank you Michelle, Dianne & Greg for all your help in making my home loan process so enjoyable and stress-free. All of your professional & friendly advice along the way has been very much appreciated. First time buying a house and navigating a number of issues (land & house contracts), it has been reassuring having you and your team as my one constant and having the peace of mind to know that all the finance paperwork, including the new home owners grant, is in place.
      Tracey Kinnane
    • What an amazing lady Leah Hutchinson is. My husband and I were first home buyers and had no idea about the process. We asked so many questions and Leah was always there to answer them. She had lots of patience. I’m so happy with the customer service I have received. Leah is amazing I would recommend RAMS to anyone and everyone!
      Alisa and William Monaghan
  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • For help regarding hardship as a result of COVID-19 please complete our assistance form

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  • Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    **Depending on the Loan to Valuation Ratio (LVR) of your application, you need to demonstrate either 6 or 12 months’ satisfactory rental history through receipts for private rentals or a letter from the licensed property manager/agent and your weekly rental payment must exceed 40% of your new weekly loan payment.