We have high call volumes due to COVID-19, but we are here to help. For info, or to apply for COVID-19 home loan support see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  1. RAMS
  2. Home Loan Centres
  3. RAMS Parramatta

  • Parramatta

    3 Horwood Place PARRAMATTA NSW 2150

    Opening Times Please call to make an appointment.

    T: (02) 9687 8286

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    Leave your details and your local RAMS Home Loan Specialist will be in contact

    Meet with us
  • Paul van Rooyen from RAMS Parramatta

    Paul van Rooyen

    Franchise Principal

    M: 0409 786 829

  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Parramatta is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

    Community

    RAMS Parramatta in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

  • What our customers have to say

    • Debbie and Kate, I can’t thank you both enough for your help and support over of the past few years. Your dedication and professionalism is a big asset to RAMS and is greatly appreciated. RAMS was the only lender that was willing to take on our construction loan, and you helped me to navigate a very difficult situation with my builder and ex-partner. It wasn’t easy, but it’s finally over and now I can settle in and enjoy my beautiful home with my son. What a fantastic Christmas present. Thank you!
      Sarah Sheehan
    • My experience with Fida Charbel from RAMS in Parramatta has been nothing less than exceptional.  Any help, questions or queries I have had before, during and after my loan process have been answered in a timely manner and where possible Fida has gone the extra mile to ensure my experience has been smooth and nothing less than easy for me. For all future home loans for myself, my family and friends I wouldn’t hesitate to recommend Fida from RAMS in Parramatta.
      Anushma Kumar
    • Diana and I appreciate your exceptional efforts in arranging our personal and business loans. The loans you put in place were flexible so that we were able to complete our purchase before having to sell.  All of this and yet the interest rate is very competitive. As you know I do recommend your services to my clients and friends.
      Robert Cameron
    • We only had one week to get loan approval to attend and bid for a property. Sharif at RAMS Parramatta came through as promised and we got prior approval for finance and were the successful bidders. Buying a home is not something you do every day and there needs to be a lot of people communicating and coordinating for the settlement to occur on time. Sharif and the team went that extra mile to make sure our finances were in place for the settlement to proceed as scheduled.
      Wayne & Jo Higginbotham

  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • For help regarding hardship as a result of COVID-19 please complete our assistance form

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  • More information: 

    Fixed Rate Classic Home Loan

    Credit criteria, fees and charges apply. These rates are current as at 16 May 2020 and are available to new and existing customers. We will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences, unless the customer locks a fixed rate in on the loan using our Fixed Rate Lock-in feature (conditions apply). The Fixed Rate Lock-in fee is 0.15% of the fixed loan amount. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan rate.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

    RAMS Essential Home Loan

    Credit criteria, fees and charges apply. Interest rates are subject to change. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

    $2,000 Refinance Cashback

    Credit criteria, fees and charges apply.1 Offer is current as at 28 February 2020 and may be varied or withdrawn at any time. For new refinance applications received between 28 February 2020 to 30 June 2020 and settle by 31 August 2020. Offer available on the Essential Home Loan, Full Feature and Fixed rate home loan products (excludes Line of Credit) Owner Occupier with Principal and Interest repayments and Investment Loans. $250k min loan per property refinanced. Only 1 cashback per customer with the predominant purpose is refinance will be paid regardless of the number of loans involved. Excludes Line of Credit Loans, switches and refinances of home loans within the Westpac Group which include St.George, Westpac, Bank of Melbourne, BankSA. Offer not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts. Not available to company and trust borrowers. The offer is limited to one rebate per eligible customer. Split loans are counted as one settled home loan regardless of the number of splits. Rebate will be automatically deposited into the home loan account within 60 days after settlement. If the home loan has a fixed interest rate, the rebate will count towards the prepayment threshold.