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  • Robyn Foster from RAMS Penrith
    Robyn Foster
    Franchise Principal
    M: 0410 544 279

    Opening Times

    Mon to Fri: 9am to 5pm and after hours by appointment

    Contact Details

    T: (02) 4731 3777
    F: (02) 4731 3500
    M: 0410 544 279
    Address: 235 High Street, Penrith NSW 2750
  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Penrith is committed to making sure your mortgage is made to measure. 

    Robyn Foster is the Franchise Principal of RAMS Penrith and was the first female franchisee at RAMS. Along with her fantastic team, affectionately known as “Robyn and the Ramettes”, they have been providing a range of specialised mortgage and home loan products and services to the Penrith and surrounding local community for over 13 years. 

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

    Penrith team


    RAMS Penrith in the community

    Penrith community involvement       NADO Live Your Way

    We are all local people who understand your way of life and our community. We have a long-term commitment to Penrith. RAMS Penrith proudly supports the Nepean Area Disabilities Organisation, along with the Luke Priddis Foundation, a local charity raising awareness of the hurdles faced by children with Autism Spectrum disorders (ASD).  We are a Gold Sponsor for the Luke Priddis Foundation, and for every Home Loan approved and funded for someone who is a supporter of the Foundation, we will make a $250 donation to the Foundation.

    The RAMS 6 point difference

    1. Your first meeting won’t be a sales pitch. It starts with us listening and understanding your goals and unique situation. 
    2. From our very first contact you will have your RAMS home loan specialist’s mobile number who will be your main point of contact right through until settlement and beyond. 
    3. From the start, your dedicated RAMS home loan specialist will know your story, your ambitions and your needs. So you’ll only ever need to have that first long conversation once. 
    4. You won't be offered a home loan that doesn’t suit your needs. 
    5. You’ll have access to the RAMS local network of contacts to help as you progress to purchase. 
    6. Your dedicated RAMS home loan specialist will be available for advice and help whenever you need on your home buying journey. 
  • Self-employed award 


  • Low rate home loan first time buyers
  • 2000 rebate
  • Testimonials

    "I wanted to leave some positive feedback for Jemma Tidyman. My interest only home loans came to an end recently. It was timed with a very stressful time in my life, meaning my repayments (potentially) would have been financially crippling. Coincidentally Jemma called me to see if I was happy with RAMS and my current situation.

    She had a monumental task at hand and did her utmost to help fix both my loans at a much lower rate. She gave me peace of mind and was so wonderful to deal with. She literally walked me through the process over many stressful weeks and constantly checked in to see if everything was going to plan, leaving no stone unturned. It’s honestly one of the best banking experiences I’ve had in many years.

    Jemma is such a massive asset to RAMS. She literally saved my life - I know that sounds over-zealous, but I’m beyond grateful to her. I only hope someone else in a similar circumstance has the pleasure of picking up her phone call.
    Thank you Jemma - my family thanks you too, because I can now sleep at night."

    Jules Kingma

    “Being self-employed, it can be challenging getting great deals when it comes to home loans, but that all changed after we talked to Robyn Foster at RAMS in Penrith.

    Robyn and her team totally understood our circumstances, were very patient guiding us through the paperwork and extremely professional with all their business dealings from beginning to end, giving us an outstanding and competitive home loan rate and consolidating the dreaded credit cards! Their customer service is exceptional, the personal service we received made us feel like people and not just as an account number.

    We wouldn’t think about using anyone else and have told many of our friends about the excellent services that Robyn and her team at RAMS have to offer! My wife and I are extremely happy and grateful and we really can’t thank Robyn and RAMS in Penrith enough!”
    Mr J & Mrs C Taylor

    “I would like to thank you all so much, RAMS in Penrith have been a pleasure to deal with and I must particularly say thank you for my snuggly RAMS slippers that arrived today. Robyn, Julie and the whole team have been nothing short of helpful and very professional, I will be recommending RAMS in Penrith to everybody I know and come across in the future. Customer service is hard to come by this day and age but it sure is at RAMS in Penrith!”  
    Bronwyn Harris

    “I have done two loans with RAMS. Absolutely the best agent I have ever dealt with. The team is amazing and extremely professional. They have assisted me in every possible way to make the deal happen on both occasions. A special thanks to Julie and Emily to your continued support and help throughout the process. Wish you all the best and hope to do more business with you guys in future.”
    Andy and Anne


    Our customers have provided these testimonials voluntarily and they are published with their consent. If we have edited them, it is to correct grammatical or typing errors, or to reduce the length.