We are currently experiencing a high call volume. For help regarding hardship as a result of COVID-19 see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • Richmond Hawkesbury

    310 Windsor Street Richmond NSW 2753

    Opening Times Monday to Friday: 9.00am to 5.00pm

    Saturday - 'Available by Appointment

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Justin Leaney from RAMS Richmond Hawkesbury

    Justin Leaney

    Franchise Principal

    Jeremy Whitelaw from RAMS Richmond Hawkesbury

    Jeremy Whitelaw

    Franchise Principal

  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Hawkesbury/Blue Mountains is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

     The team from RAMS Richmond - Hawkesbury        

    Janet Knight_RAMS Hawkesbury  Trish Adams_RAMS Hawkesbury
    Janet Knight
    Home Loan Manager
    M: 0411 250 932
    E: janet_knight@rams.com.au
    Trish Adams
    Home Loan Manager
    M: 0477 910 777
    E: trish.adams@rams.com.au

     David Campbell_RAMS Hawkesbury  Corinne_RAMS Hawkesbury
    David Campbell
    Home Loan Manager
    M: 0403 406 710
    E: david_campbell@rams.com.au
    Corinne Wheelwright
    Home Loan Manager
    M: 0421 341 906
    E: corinne.wheelwright@rams.com.au


    RAMS Hawkesbury/Blue Mountains in the community

    RAMS is a national home loan provider with local expertise. You'll find no one better to speak to when it comes to financing property in our local area. We're part of your community; here to serve local people - whatever your situation.
    So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

    Our proud Lego competition winner from the Hawkesbury show in May.

    Hawkesbury lego winner_2019

    RAMS Hawkesbury/Blue Mountains celebrating International Women's Day with Women with Altitude.

    International Women's Day

    RAMS Hawkesbury / Blue Mountains are proud supporters of the annual camp quality charity race that LJ Hooker Richmond participate in each year to raise money for children and their families living with cancer.
    Camp Quality Race

    This year RAMS Hawkesbury/Blue Mountains were delighted to be part of the Hawkesbury Show and Raymond the RAM gave it his all at the annual mascot race.
    Hawkesbury Show

  • What our customers have to say

    • Buying a property can be overwhelming, but Anne really made the process stress free. We had a fairly challenging set of circumstances, but Anne knew exactly how to help us, what documentation we needed and what was the best loan for our situation. Anne really went above and beyond; she made out-of-hours visits to us, and her advice was only a phone-call away. Anne treated us like friends, not customers, and I highly recommend her professional and personalised service.
    • Jeremy at RAMS Hawkesbury worked tirelessly to get us over the line with the amount we needed to purchase our dream first home.  We engaged Hawkesbury RAMS when we re-mortgaged 3 years later to enable the purchase of a pool and new family car and again the service and end result were exceptional. Finally, we have just completed restructuring our mortgage resulting in a much reduced interest rate and again Jeremy and the team were flawless from start to finish.
      Tom & Danielle
    • It was very comforting to know that we had such a knowledgeable, professional team to help us through the home buying process. We very much appreciated your help and rest assured we will recommend you to anyone we know that is looking for a home loan provider. We found your services to be very professional. Thank you so much, Justin & Shane, for making this process as simple as possible, for always being available for questions. We so appreciate your responsiveness and integrity.
      T&J Emmanuel
  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

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  • Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    **Depending on the Loan to Valuation Ratio (LVR) of your application, you need to demonstrate either 6 or 12 months’ satisfactory rental history through receipts for private rentals or a letter from the licensed property manager/agent and your weekly rental payment must exceed 40% of your new weekly loan payment.