RAMS Saver terms of electronic verification of identity
Electronic verification
By selecting "YES – I WOULD LIKE TO USE ELECTRONIC VERIFICATION" you agree to RAMS making an identity verification request (verification request) and disclosing your name, residential address, and date of birth (personal information) electronically on your behalf using Equifax Australia Information Services and Solutions Pty Ltd (Equifax) (previously known as Veda Advantage Information Services and Solutions Limited) ABN 26 000 602 862 in accordance with these terms.
We may ask Equifax to provide an assessment of whether your personal information matches (in whole or part) to personal information held by Equifax. Equifax may prepare and provide a verification assessment to us. Equifax may use your personal information, and personal information of other individuals to prepare the verification assessment.
You also appoint RAMS as your agent to contact Commonwealth and State Government agencies and private sector organisations (database owners) electronically on your behalf using Equifax, to verify the personal information you have provided to Westpac, including your mobile number and email address. The database owners will only be used where you provide additional document details for verification, for example details for your Driver’s Licence or Medicare card.
For more information on how the database owners handle personal information, please refer to the database owners’ privacy policies on their website, or contact them individually to get more information.
Equifax that owns and / or manages the following databases
Consumer Credit Report
Commercial Credit Report
Equifax Public Records
National Tenancy database
Commonwealth Electoral Roll
Insurance Reference Database
Equifax Phone Number Directory
Various Commonwealth Agencies
Medicare
Australian Passport Office, Department of Foreign Affairs and Trade
Department of Immigration and Citizenship
Various State Government Authorities
ACT Road Transport Authority
NSW Roads and Traffic Authority
QLD Transport and Main Roads
VIC VicRoads
WA Main Roads Western Australia
SA Department of Planning, Transport and Infrastructure
Northern Territory Government - Department of Transport
Tasmanian Government - Department of Transport
Registry of Births, Deaths & Marriages
Note: The confirmation of your identity using the credit reporting information will not be recorded as an enquiry on your consumer credit report.