DISCLAIMER:
New loans only. Credit criteria, fees and charges apply.
^myRAMS is not available to Companies and Trusts and is subject to systems availability.
1 Not applicable on this product.
2 Not applicable on this product.
3 Not applicable on this product.
4 ® Registered to BPAY Pty Ltd ABN 69 079 137 518.
5 Not applicable on this product.
6 Debit card not available to company borrowers.
7 Not applicable on this product.
8 Value Advantage Package available on selected loans for customer with total RAMS eligible borrowings of $150,000 or more. Refer to the Value Advantage Package Brochure for Terms and Conditions.
9 Some institutions may charge a fee for use of their ATMs, payable in addition to any fee for transactions over free threshold.
10 Not applicable on this product.
11 Not applicable on this product.
12 Not available for the purpose of owner occupied refinance, debt consolidation or equity release.
Value Advantage Package Conditions apply and are available at rams.com.au. Available for customers with total RAMS borrowings of $150,000 or more. No discounts apply where total customer borrowings is less than $150,000, and no interest rate discounts apply to an eligible loan while the interest rate is fixed. Total Customer Borrowings is calculated as the total credit limit for each existing RAMS home loan and any new RAMS home loan being applied for, however the discount only applies to the new eligible loan. There is no limit on the number of new eligible variable rate loans within a RAMS Value Advantage Package that can receive an interest rate discount. Annual fee, currently $375, applies. Unless we tell you otherwise, Package benefits cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts.