When you’re new to something, but keen to explore it, having access to an objective expert to answer questions, provide guidance, that sort of thing, can make a huge difference in your confidence, knowledge base and eventual decision-making.
Which is why one of the first steps towards home ownership could well be to meet with a home loan specialist.
Their know-how and insight could save hours of stress (and even money) when thinking about buying your first home.
Our home loan specialists can talk about income, budgets and any other financial commitments you may have. They can then provide:
When you talk to different lenders (as you should), make sure to have a list of questions on hand. And if in the process you don’t understand something, ask for clarity.
This potentially could be the biggest investment of your life, so it’s critical you understand the ins and outs of what’s needed, and what transpires.
You’ll gain greater confidence and knowledge, and the lender will have a better insight into your needs, so can advise accordingly.
Basic home loan
NOTE: Fixed rate loans usually do not allow higher repayments or withdrawals and if you discharge the loan before the end of the fixed rate period, a break cost, which can be substantial, may apply.
NOTE: The interest rate on an all-in-one type home loan may be higher and include monthly fees.
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